Personal expenses
Log your day-to-day spends apart from groups, and track them in the same place.
Peygram
Shared and personal expense ledger
Accounts that feel friendly
Log shared trip, flat, or hangout spends. Your personal expenses live here too. See who owes whom — without the awkwardness.
With a shared ledger You don’t have to be the one who reminds everyone.
You write it in a Telegram group, or a phone note. Later nobody remembers who paid what.
We’ll settle later
- Three weeks later…
Remember that money I covered?
(nobody replied)
Four steps
What you already do — just tidier.
Create a group
“North trip”, “Flat”, “Hangout”
Invite friends
By link or phone. No separate signup — a number is enough
Log expenses
Peygram splits each person’s share
See who owes whom
Settle yourselves, then record it here
What’s in Peygram
From personal spends to group splits — one ledger, without the awkward reminders.
Groups & equal splits
Who paid and who’s in stays clear. Each person’s share is calculated for you.
Live balances
See who owes whom — and how each expense moved the balance.
Private expenses
Only partners see them. The rest of the group never learns they exist.
Invite by link or phone
Friends open a link or get invited by number — no separate signup.
No signal? Still log the spend
Signal drops on Chalus road. Log fuel right there; sync when you’re back.
Same group — some spends stay between two
Sara lends Amin money in the trip group. Narges never sees it — not the amount, not the title.
Sara sees
- Villa lunch1,200,000 toman
- Loan to AminPrivate2,000,000 toman
Only Sara and Amin can see this
Narges sees
- Villa lunch1,200,000 toman
No loan here
Who is it for?
Rent, building fees, monthly shops
A few people in one home. Log recurring spends so month-end stays calm.
Install Peygram like an app
Add it from Safari to your Home Screen so it opens without the address bar.
If you opened the link inside Telegram or Instagram, choose “Open in Safari”. Install only works properly from Safari.
- 1
Share
Safari’s Share button
- 2
Add to Home Screen
Add to Home Screen
- 3
Add
Peygram icon is on your home screen
On Android, opening the app is enough. Cafe Bazaar shows separately when enabled.
Open the appFAQ
Does it work offline?+
Yes. Log expenses offline; they sync when you’re back online.
Can flatmates see a couple’s private expenses?+
No. Only partners see them — others never learn they exist.
What about iPhone? We don’t have the App Store.+
Open the link in Safari and tap Add to Home Screen.
Is there a separate signup?+
No. Your phone number is enough; we SMS a login code.
What does “dong” mean here?+
Each person’s share of a joint expense. You log who paid; Peygram computes the shares.
Does it support personal expenses?+
Yes. Track your own spends separately from groups.
How do I record a settlement?+
After you move money outside the app, record the same amount here as a settlement.